Why? Dumb dumb dumb

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user 135067

Well-known member
Apr 28, 2016
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Why would an insurance policy list your insurance as active January 30 only to expire at 1:28 AM leaving you uninsured for the useful part of that day?

Why not midnight on the last day of the month? Why does it have to be complicated?

I just changed insurance companies saving me $360 a year. Initially (because of the previous sentence) I had a gap in insurance for a vehicle that rarely moves. So I went through it all again.

Check your policies to the minute or your state can penalize you with fines.

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