Hi Snickers,
Your post is sad, but doesn't sound pathetic.
I'd say that there is nothing wrong to be a virgin at 25 and to stay like this for longer. I was pretty late too, and now I can see that nothing wrong would have happened if I postponed it even longer. Anyway, I don't regret my being late. Of course, It may get little harder to find someone with age, but me being 34, I know many great sensitive people who are still without permanent partners.
I guess that making yourself do something you're not sure about can hurt you more than to accept that it may not be the right time yet, even this right time may never come.
You should be aware that as a woman you will be able to find someone later, almost at any time, if it really bothers you. I'm sorry, but I don't really find this male readiness as a nice attribute. Of course, I don't want to say that every man is the same. Most of them will respect you as an individual with complex feelings.
If you do feel that you need some physical closeness right now, in terms of having a chance to be hugged or kissed, I'd rather think about finding a woman (or lesbian) friend. There is a greater chance that your needs would be understood, and you could avoid doing something which may affect your feelings and future relationships. And it could give you time and company to look for a partner, if you wish.
Just treat yourself with respect, because you deserve it.
I'd like to add something. This man has a wife and kids. I don't really care about him, if he's ready to risk his family and hurt his wife in this way. However, do you really want to bear the feeling of guilt, if his marriage breaks up. Apart from that, would you be able to trust your future partner, knowing already how easily someone else took his chance to meet another woman, and that this woman was able to go for it? One of my past girlfriends was so damaged by someone else who cheated on her before, that I wasn't able to reassure her that I might be different.
