Unwanted94
Well-known member
- Joined
- Jan 5, 2012
- Messages
- 281
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My mom and I got a car 2 years ago and this car isn't even under my name. It's legally her car,and I've been making payments on it every since we got it. She helps me out with the insurance and just recently, she's splitting the car payment and insurance with me now, but I don't like the fact that I am paying on a car that is supposedly "mine" yet I'm not getting an ounce of credit for it. Should I continue to pay?
I thought my mom could easily just switch the title but I looked into it,and it's not that easy. The bank would have to approve it,and I'm quite sure they won't do it. At this point...I'm a bit lost. It's a good car, and it won't be paid off for another..2-3 years. So the idea of me paying on a car that im getting no credit for actually pisses me off. She claims it's "my fault" we got the car since i begged for it, BUT i was 16 years old when we got it and she claims she was sleep deprived at the time when we got it. it was a horrible idea and i regret it 150%. I have tried to discuss with my mom several times about me not wanting to do this any longer and she never wants to talk about it. All she says is "There's nothing we can do now." and basically implies that I'm stuck with it.
What should i do?
I thought my mom could easily just switch the title but I looked into it,and it's not that easy. The bank would have to approve it,and I'm quite sure they won't do it. At this point...I'm a bit lost. It's a good car, and it won't be paid off for another..2-3 years. So the idea of me paying on a car that im getting no credit for actually pisses me off. She claims it's "my fault" we got the car since i begged for it, BUT i was 16 years old when we got it and she claims she was sleep deprived at the time when we got it. it was a horrible idea and i regret it 150%. I have tried to discuss with my mom several times about me not wanting to do this any longer and she never wants to talk about it. All she says is "There's nothing we can do now." and basically implies that I'm stuck with it.
What should i do?