I listened to that guy on the radio every night for many months. He's just a salesman. He sold all kinds of things before he started selling people dreams and continually failed. But, he eventually figured out a way to come across like he's helping everybody. So, he gets people to endorse him. Pure genious!
He also bought homes when the market was way down. That was just a matter of luck. He gambled. Now he thinks he's a real estate genious. It's all about timing and luck.
The simple point, which is no secrete, is get out of debt and save money. Live below your means, whatever your means happens to be. That's it! I figured that out on my own in my early 20s. Rich people don't go into debt. That's what poor people do. That message is great.
But, everything else he says is about getting people to buy his stuff. Need a whatever get a Ramsey whatever. Buy our program, become part of the Ramsey team, to learn how to invest your money with us. I would hear him give advice to callers that they should sell their retire plans (gauranteed future payments) and buy his approved stocks because over the long term the stock market always goes up. Sure, sure it does. NOT! It all depends when you buy and sell. Sometimes you have to sell on a down turn. Then months later the Ramsey approved stock would tank. Oh well. I would wonder, I bet those people that bought into the Ramsey crap is probably quite pissed off right about now. Oh well.
